Scope

Natural persons employed in state-budget enterprises or trade companies with over 50% state and/or municipal participation in the capital

Products

CONSUMER CREDIT

    Credit amount

Up to 50 000 BGN 

Credit repayment period

Up to 10 years

Annual interest rate

Preferential interest rate

Fees and commissions

      1.     For analysis of the creditworthiness and collateral;

      2.      For early credit repayment – no commission

Bonus for the recipients of consumer credits

Free life insurance

MORTGAGE CREDIT

Credit repayment period

Up to 30 years

Annual interest rate

Preferential interest rate

Fees and commissions

     1.      Commission for analysis of the creditworthiness and collateral;

2.    Commission for renegotiation of the conditions in case of change of interest rates;

3. Fee for property collateral evaluation/revaluation - according to the tariff of the appraiser company;

4. Fee for verification of the collateral in the property register;

      5.      Fee for mortgage deletion.

Bonus for the recipients of consumer credits

Free life insurance