Employees of state-budget enterprises and trade companies.

 

 

 

Scope

Natural persons employed in state-budget enterprises or trade companies with over 50% state and/or municipal participation in the capital

 

Products

 

CONSUMER CREDIT

 

    Credit amount

 

Up to 50 000 BGN 

 

 

Credit repayment period

Up to 10 years

 

Annual interest rate

 

Preferential interest rate

 

Fees and commissions

     

      1.     For analysis of the creditworthiness and collateral;

      2.      For early credit repayment – no commission

 

Bonus for the recipients of consumer credits

Free life insurance

 

MORTGAGE CREDIT

 

Credit repayment period

Up to 30 years

 

Annual interest rate

Preferential interest rate

 

Fees and commissions

 

     1.      Commission for analysis of the creditworthiness and collateral;

2.    Commission for renegotiation of the conditions in case of change of interest rates;

3. Fee for property collateral evaluation/revaluation - according to the tariff of the appraiser company;

4. Fee for verification of the collateral in the property register;

      5.      Fee for mortgage deletion.

 

 

 

Bonus for the recipients of consumer credits

Free life insurance

 

 

GENERAL INFORMATION ON MORTGAGE LOANS, IN ACCORDANCE WITH THE CONSUMER CREDITS RELATED TO IMMOVABLE PROPERTY ACT

For further information, please visit the office of Municipal Bank AD most convenient to you.

 

Exchange Rates 5.7.2022

Buy 1.94620
Sell 1.96000
BNB Fixed Rate 1.95583
Buy 1.83450
Sell 1.91150
BNB Fixed Rate 1.87071
Buy 1.92030
Sell 1.99030
BNB Fixed Rate 1.94862
Buy 2.22830
Sell 2.30830
BNB Fixed Rate 2.27528

0700 1 58 85

02/93 00 181
24/7 telephone No. for our cardholders