Consumer loan „Third age“

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0700 1 58 85
02/93 00 181 - phone number for 24/7 contact with the bank's cardholders
02/93 00 181
phone number for 24/7 contact with the bank's cardholders
Exchange Rates
25.6.2024
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Fixed Rate
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All exchange rates

Advantages

  • No suretyship;
  • No renegotiation fee;
  • Free„Life insurance“.

Parameters

Currency Bulgarian Leva
Size up to BGN 10 000
Term up to 7 years (84 months)
Annual interest rate from 8.99% - variable interest rate
Fees and commissions for creditworthiness and collateral analysis- from BGN 20 to BGN 200 depending on the loan size
Collateral Pledge on future pension claims to an account in the Bank
Age of the loan applicant up to 75 years of age on the loan repayment date
Repayment Repayment schedule with equal (annuity) or decreasing monthly payments
Required documents

Representative example

Loan amount Interest APR Term Monthly installment Number of installments Total loan costs Total amount due
BGN 7 000 9.49% 11.29% 5 years BGN 146.98 60 BGN 2 018.73 BGN 9 018.73

Fees, commissions and other costs included in the total loan costs:

  • • годишен променлив лихвен процент – 9.49%. Променливият лихвен процент е формиран от референтен лихвен процент (РЛП) – лихвен индекс 6 - месечен EURIBOR, плюс фиксирана договорна надбавка. РЛП се променя по Методика, налична на интернет страницата на „Общинска банка“ АД.;
  • one-time creditworthiness and collateral analysis commission – BGN 200

The example was prepared for a loan repayable in annuity installments