- 45-day grace/interest-free period for using the granted revolving credit limit by POS and also ATM;
- Bonus CASH BACK for regular payments made;
- No main card issuance fee;
- Automatic registration for the 3Ds Secure Internet;
- SMS notification for transactions made;
- Possibility of issuing up to 4 additional cards;
- Possibility of receiving transfers to a card (money send).
Representative example: for total amount of credit of EUR 1000, wholly utilized by POS transactions, variable AIR 17.70% (formed by internal bank index of 0.98% plus a fixed margin of 16.72%), maintenance fee of EUR 2.05 monthly, APR is 24.34%, calculated supposing that the due amount is paid by 12 equal monthly repayments and the interest rate remains unchanged till the end of the contract. The total due amount by the customer is EUR 1123.05. Monthly repayment: EUR 93.59. Total increase in the cost of credit: EUR 123.05.