Target segment and criteria to be met by the individual client - a natural person of the bank:
- For persons practising a liberal profession –professional accountants; consultants; auditors; lawyers; notaries; private enforcement agents; jurors; experts with the court and the prosecuting magistracy; licensed appraisers; industrial property agents; medical specialists; translators and interpreters; architects; engineers; site managers; intellectuals, educators, artists and scientists; insurance agents; other natural persons in respect of whom the following conditions simultaneously exist: (a) they carry out a professional activity for their own account; (b) they are not registered as sole traders; (c) they are self-insured persons within the meaning given by the Social Insurance Code (within the meaning of item 29, para. 1 of the Supplementary Provisions of the Personal Income Tax Act).
The natural person is required to have grossannual income from the liberal profession practiced amounting to at least BGN 20 000.
- For persons occupying managerial positions in enterprises and/ or organizations, whether they are clients of the bank or not (for example: trade companies in structure-determining industries; budget enterprises, medical institutions; school institutions; district and regional courts; prosecutor's office; non-profit organizations and others).
The individual must hold a managerial position specified in class 1, pursuant to The National Classification of Professions and Positions, 2011 (published on the NRA website)
- For persons working under employment and/or official legal relations in enterprises and/or organizations - whether such are clients of the bank or not (for example: specialists in natural and technical sciences – power engineers; medical professionals – physicians, pharmacists; teachers; business and administrative specialists – accountants, financial analysts; specialists in information and communication technologies – system analysts, software developers, application programmers; technicians and application specialists; other groups of professions and positions).
The individual is required to have a net monthly income formed from employment and/or official legal relations of at least BGN 1 500.