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02 93 00 181
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Loan overdraft "Third age"
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0700 1 58 85
02/93 00 181
phone number for 24/7 contact with the bank's cardholders
Contacts
Exchange Rates
4.12.2024
Buy
Sell
BNB
Fixed Rate
EUR
1.94620
1.96000
1.95583
USD
1.82225
1.89925
1.86057
CHF
2.05945
2.13945
2.10101
GBP
2.31924
2.39924
2.35293
All exchange rates
Apply for a loan
Advantages
Minimum creditworthiness analysis fee;
No monthly principal repayments;
Possibility for additional account balance in the amount of the monthly pension.
Parameters
Currency
Bulgarian Leva
Size
Up to one monthly pension of the borrower
Term
1 year (12 monhts)
Annual interest rate
from 9.50% - variable interest rate
Fees and commissions
for creditworthiness and collateral analysis - BGN 20.
Collateral
Pledge on future pension claims to an account in the Bank with an issued debit card "Retirement Age"
Age of the loan applicant
up to 75 years of age on the loan repayment date
Repayment
The repayment shall be made using all receipts to the service account, with a revolving option up to the agreed credit limit.
Required documents
Statement - Request for a bank consumer loan
;
Identity document of the loan applicant, joint debtor, third obligated parties;
A copy of a pension decision, if the pension is not received on an account with the Bank;
Statement of economic connectivity of the individual to other persons;
Other documents at the Bank's discretion.
Documents
Municipal Bank AD's Tariff for the interest rates, fees and commissions applicable to individuals
Bulletin on the interest charged by Municipal Bank AD on transactions with individuals
General Terms and Conditions for loans granted by „Municipal Bank“ AD to individuals
Methodology of Municipal Bank AD for the formation of a variable interest rate on loans granted to individuals from 01.04.2023
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