Loan overdraft

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0700 1 58 85
02/93 00 181 - phone number for 24/7 contact with the bank's cardholders
02/93 00 181
phone number for 24/7 contact with the bank's cardholders
Exchange Rates
21.6.2024
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Fixed Rate
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All exchange rates

Advantages

  • No monthly principal repayments;
  • Possibility for additional account balance of double the amount of the monthly income.

Parameters

Currency Bulgarian Leva
Size BGN 10 000
2 average monthly net salaries, but not more than BGN 10 000
Term 1 year (12 months)
Annual interest rate from 8.20% - variable interest rate
Fees and commissions for creditworthiness and collateral analysis – from BGN 30 to BGN 50 depending on the loan size
Collateral
  1. Pledge on future receivables from employment and legal relationships equated thereto on a current account with a debit card issued;
  2. Pledge on cash receivables on bank accounts.
Age of the loan applicant Min. 23 years as of the date of the loan decision.
Max. 65 years as of the date of loan repayment.
Repayment The repayment shall be made using all receipts to the service account, with a revolving option up to the agreed credit limit.
Required documents