Annual Reports

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phone number for 24/7 contact with the bank's cardholders
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Annual Consolidated Activity Report. Independent Auditors’ Report and Consolidated Annual Financial Statements 2022

Annual Individual Activity Report. Independent Auditors’ Report and Individual Annual Financial Statements 2022

Annual disclosure 2021 on a non-consolidated basis pursuant to the requirements of part 8 of Regulation (EU) No. 575/2013 of the European Parliament and of the Council of 26 June 2013 and art. 70 of the Credit Institutions Act

Annual Consolidated Activity Report. Independent Auditors’ Report and Consolidated Annual Financial Statements 2021

Annual Individual Activity Report. Independent Auditors’ Report and Individual Annual Financial Statements 2021

Annual Consolidated Activity Report, Independent Auditors’ Report and Consolidated Annual Financial Statements 2020

Annual Individual Activity Report, Independent Auditors’ Report and Individual Annual Financial Statements 2020

Annual disclosure 2020 on a non-consolidated basis pursuant to the requirements of part 8 of Regulation (EU) No. 575/2013 of the European Parliament and of the Council of 26 June 2013 and art. 70 of the Credit Institutions Act

Annual Consolidated Activity Report, Independent Auditors’ Report and Consolidated Annual Financial Statements 2019

Annual Individual Activity Report, Independent Auditors’ Report and Individual Annual Financial Statements 2019

Annual disclosure 2019 on a non-consolidated basis pursuant to the requirements of part 8 of Regulation (EU) No. 575/2013 of the European Parliament and of the Council of 26 June 2013 and art. 70 of the Credit Institutions Act

Annual Consolidated Activity Report, Independent Auditors’ Report and Consolidated Annual Financial Statements 2018

Annual Individual Activity Report, Independent Auditors’ Report and Individual Annual Financial Statements 2018

Annual disclosure 2018 on a non-consolidated basis pursuant to the requirements of part 8 of Regulation (EU) No. 575/2013 of the European Parliament and of the Council of 26 June 2013 and art. 70 of the Credit Institutions Act

Annual Consolidated Activity Report, Independent Auditors’ Report and Consolidated Annual Financial Statements 2017

Annual Individual Activity Report, Independent Auditors’ Report and Individual Annual Financial Statements 2017

Annual disclosure 2017 on a non-consolidated basis of Municipal Bank AD pursuant to the requirements of part 8 of Regulation (EU) No. 575/2013 of the European Parliament and of the Council of 26 June 2013 and art. 70 of the Credit Institutions Act

Annual Consolidated Activity Report, Independent Auditor’s Report and Consolidated Annual Financial Statements 2016

Annual Individual Activity Report, Independent Auditor’s Report and Individual Annual Financial Statements 2016

Basic information for public disclosure of Municipal Bank AD, pursuant to the requirements of Regulation (EU) No. 575/2013 of the European Parliament and of the Council from 26 June 2013 as of 31.12.2016 (based on the audited Annual individual financial statements)

Auditor’s report and consolidated annual financial statements 2015

Basic information for public disclosure of Municipal Bank AD, pursuant to the requirements of Regulation (EU) No. 575/2013 of the European Parliament and of the Council from 26 June 2013 as of 31.12.2015 based on the audited Annual individual financial statements)

Auditor’s report and individual annual financial statements 2015

Auditor’s report and consolidated annual financial statements 2014

Basic information for public disclosure of Municipal Bank AD, pursuant to the requirements of Regulation (EU) No. 575/2013 of the European Parliament and of the Council from 26 June 2013 as of 31.12.2014 based on the audited individual Annual financial statements)

Auditor’s report and individual annual financial statements 2014

Auditor’s report and consolidated annual financial statements 2013

Basic information on public disclosure of Municipal Bank AD, pursuant to art. 335 of Ordinance No. 8 on the capital adequacy of credit institutions as of 31.12.2013 (based on the audited financial statements)

Auditor’s report and individual annual financial statements 2013

Auditor’s report and consolidated annual financial statements 2012

Basic information on public disclosure of Municipal Bank AD, pursuant to art. 335 of Ordinance No. 8 on the capital adequacy of credit institutions as of 31.12.2012 (based on the audited financial statements)

Auditor’s report and individual annual financial statements 2012

Auditor’s report and consolidated annual financial statements 2011

Basic information on public disclosure of Municipal Bank AD, pursuant to art. 335 of Ordinance No. 8 on the capital adequacy of credit institutions as of 31.12.2011 (based on the audited financial statements)

Auditor’s report and annual individual financial statements 2011

Basic information on public disclosure of Municipal Bank AD, pursuant to art. 335 of Ordinance No. 8 on the capital adequacy of credit institutions as of 31.12.2010 (based on the audited consolidated  financial statements)

Auditor’s report and annual consolidated financial statements 2010

Basic information on public disclosure of Municipal Bank AD, pursuant to art. 335 of Ordinance No. 8 on the capital adequacy of credit institutions as of 31.12.2010 (based on the audited individual financial statements)

Auditor’s report and annual individual financial statements 2010

Basic information on public disclosure of Municipal Bank AD pursuant to art. 335 of Ordinance No. 8 on the capital adequacy of credit institutions as of 31.12.2009 (based on the consolidated financial statements and a statement under Ordinance No. 8 on a consolidated basis)

Auditor’s report and annual consolidated financial statements 2009

Basic information on public disclosure of Municipal Bank AD, pursuant to art. 335 of Ordinance No. 8 on the capital adequacy of credit institutions as of 31.12.2009 (based on the audited individual financial statements и audited individual statement under Ordinance No. 8)

Auditor’s report and annual individual financial statements 2009

Annual statement 2008

Basic information on public disclosure of Municipal Bank AD pursuant to art. 335 of Ordinance No. 8 on the capital adequacy of credit institutions as of 31.12.2008 (based on the consolidated financial statements and a statement under Ordinance No. 8 on a consolidated basis)

Auditor’s report and consolidated annual financial statements 2008

Basic information on public disclosure of Municipal Bank AD pursuant to art. 335 of Ordinance No. 8 on the capital adequacy of credit institutions as of 31.12.2008

Auditor’s report and annual financial statements 2008

Annual statement 2007

Basic information on public disclosure of Municipal Bank AD pursuant to art. 335 of Ordinance No. 8 on the capital adequacy of credit institutions as of 31.12.2007

Auditor’s report and annual financial statements 2007

Annual statement 2006

Auditor’s report and annual financial statements 2006

Annual statement 2005

Auditor’s report and annual financial statements 2005

Auditor’s report and annual financial statements 2004

Annual statement 2004

Annual statement 2003

Annual statement 2002

Auditor’s report and annual financial statements
31 December 2003 and 2002